Be informed

Identity thieves use numerous techniques to acquire your sensitive, personal data.

Enhanced Security for Online Banking

In the past, banks used an access ID and password to identify customers logging into online applications. Web sites are now required to use a 2-step identification process.  Liberty clients enrolled in online banking will be asked to select:

  • Security challenge questions
  • Enhanced encryption
  • Clients also have the option to register their computer

 

Go to the Security Alerts page for the latest security alerts from Liberty Savings Bank.

Precautionary Measures

To keep your personal information from ending up in the wrong hands, it is important to remember these preventative measures:

  • Always review your bank and credit card statements immediately after you receive them for unauthorized activity.
  • Be suspicious of anyone who tells you, either by telephone or email, that you are the winner in a lottery you did not enter. Do not give them additional personal or financial information. If it sounds too good to be true, it probably is.
  • If you receive a notice that “your account may be disabled if you do not respond,” use your trusted contact measures (telephone or bookmarks) to validate before providing sensitive information.
  • If someone asks you to assist in the distribution of money from another country, there is a good chance the money will not arrive.
  • If selling property via the Internet such as a car, boat, jewelry, etc., accept cash for payment when possible. If not possible, be very cautious with checks sent to you in payment for the item(s) and ask yourself these questions:
    • Is the amount of the check more than the selling price of the item?
    • Have you been instructed to “wire” funds out of the country as soon as possible?
    • Is the check from an individual you have communicated with via email?
    • Is the check drawn on a business or individual different from the person buying your item or product?
    • Is the check drawn on an American Bank in U.S. dollars?

Internet Precautionary Measures

  • Never open an email from an unknown or unexpected sender. Just delete!
  • Bookmark your Internet contacts and use this method to navigate to legitimate web sites.
  • Never click on a provided link in an email. If you must navigate to that site, use your bookmark or type the link into your browser.
  • When sharing personal information on a web site, always look for the padlock symbol in the browser status bar located at the bottom of the browser window. If this is not present, the transmission will occur over a less secure connection.
  • Look for the presence of an “@” symbol anywhere in the URL. This is usually indicative of a fraudulent website.
  • When logging into Liberty’s online banking, always look for your authentication image and pass phrase on the password entry screen.

What to do if you suspect fraudulent activity?

Report all suspicious activity to the Federal Trade Commission (FTC).

You are entitled to a free copy of your credit report from the three major credit-reporting agencies. To get your free copy, visit this website.

Learn more about fraud prevention!

For more information on Fraud Prevention, visit the websites listed below: